Deposit Rates
Effective July 19, 2008 through
July 25, 2008
NOTE: RATES
FOR 7 DAYS
|
Certificates
of Deposit <$100,000
Personal and Business
|
Rates
|
APY
|
Compounding
Method
|
Minimum
Deposit
|
| 32 - 179 days |
1.49% |
1.50% |
Simple |
$ 500 |
| 6 - 11 months |
1.98% |
2.00% |
Daily |
$ 500 |
| 12 - 23 months |
2.47% |
2.50% |
Daily |
$ 500 |
| 19 Month Special |
3.54% |
3.60% |
Daily |
$500 |
| 24 - 35 months |
2.96% |
3.00% |
Daily |
$ 500 |
| 36 - 47 months |
3.20% |
3.25% |
Daily |
$ 500 |
| 48 - 59 months |
3.44% |
3.50% |
Daily |
$ 500 |
| 60 - 120 months |
3.92% |
4.00% |
Daily |
$ 500 |
*Rates are for both business and personal
accounts. Annual percentage yield is based on the maximum term. Withdrawal of
interest will affect the APY. Penalty for early withdrawal.
|
Individual
Retirement
Accts < $100,000
|
Rate
|
APY
|
Compounding
Method
|
Minimum
Deposit
|
| 12 - 23 months |
2.47% |
2.50% |
Daily |
$ 500 |
| 19 Month Special |
3.54% |
3.60% |
Daily |
$ 500 |
| 24 - 35 months |
2.96% |
3.00% |
Daily |
$ 500 |
| 36 - 47 months |
3.20% |
3.25% |
Daily |
$ 500 |
| 48 - 59 months |
3.44% |
3.50% |
Daily |
$ 500 |
| 60 - 120 months |
3.92% |
4.00% |
Daily |
$ 500 |
| Passbook IRA |
1.00% |
1.01% |
Daily |
|
*Penalty for early withdrawal.
Savings
Products | Rate | APY | Compounding
Method | Min.
Initial
Deposit | | Passbook Savings Personal
and Business | 1.00% | 1.01% | Daily | $ 0 |
| Statement Savings Personal and Business | 1.04% | 1.05% | Daily | $
0 | | Christmas Club | 1.00% | 1.01% | Daily | $
0 | | Money
Market Savings Personal and Business and Public Funds Checking |
| Rate Tiers: | | $.01 to $9,999.99 | 1.00% | 1.01% | Daily
| $ 1,000 | | $10,000 to $24,999.99 | 1.04% | 1.05% | Daily
| | | $25,000 to $99,999.99 | 1.14% | 1.15% | Daily
| | | $100,000 to $249,999.99 | 1.19% | 1.20% | Daily
| | | $250,000 and over |
1.98% |
2.00% |
Daily
| |
Checking
Products | Rate | APY | Compounding
Method | Min.
Initial
Deposit | | Heritage Interest,
Golden, and Business Interest Checking | | | | $ 100 |
| Rate Tiers: |
| $.01 to $4,999.99 | 0.50% | 0.50% | Daily | |
| $5,000 to $24,999.99 | 0.60% | 0.60% | Daily | |
| $25,000 to $99,999.99 | 0.75% | 0.75% | Daily | |
| $100,000 to $249,999.99 | 0.75% | 0.75% | Daily | |
| $250,000 and over | 0.75% | 0.75% | Daily | |
Earnings
Credit | | Business Checking | 2.00% | 2.02% | | $
100 | | Health Savings |
1.49% |
1.50% |
|
$ 0 |
Fees could reduce earnings on the deposit accounts.
A copy of product disclosures is available upon request. Call us
at (740) 622-8311 for additional information.
|
