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TYPE OF ACCOUNT
HERITAGE STATEMENT SAVINGS
* Note 1
HERITAGE CHRISTMAS CLUB
Note 1
HERITAGE MONEY MARKET SAVINGS
Note 1
INTEREST RATE INFORMATION
Variable
Variable
Variable Based on Balance
TERM OF THE ACCOUNT
None
None
None
MINIMUM BALANCE
$100 to Avoid Service Charge
None
$1,000 to Avoid Service Charge
INTEREST COMPUTATION METHOD
Daily Balance Method **
Daily Balance Method **
Daily Balance Method **
ADDITIONAL DEPOSITS
Yes
Yes
Yes
INTEREST
PAID
Monthly
Annually
Monthly
SERVICE CHARGES
$2.00
(18 & Under No Fee)
None
$4.00
PER ITEM CHARGE
$2.00 per Withdrawal Over 10
$5 per Withdrawal
$15 per Debit Transaction Over 6
STATEMENT GENERATED
Quarterly
 -
Monthly
Note 1: Limitations on frequency of transfers - During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
* Denotes account which can be accessed with a Visa Debit Card
** Fees may affect APY
*** Some restrictions may apply

 


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