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TYPE OF ACCOUNT |
HERITAGE STATEMENT SAVINGS
* |
HERITAGE CHRISTMAS CLUB |
HERITAGE MONEY MARKET SAVINGS |
HERITAGE PRIME MONEY MARKET SAVINGS |
INTEREST RATE INFORMATION |
Variable |
Variable |
Variable Based on Balance |
Variable Based on Balance |
TERM OF THE ACCOUNT |
None |
None |
None |
None |
MINIMUM BALANCE |
$100 to Avoid Service Charge |
None |
$1,000 to Avoid Service Charge |
$10,000 to Avoid Service Charge |
INTEREST COMPUTATION METHOD |
Daily Balance Method ** |
Daily Balance Method ** |
Daily Balance Method ** |
Daily Balance Method ** |
ADDITIONAL DEPOSITS |
Yes |
Yes |
Yes |
Yes |
INTEREST PAID |
Monthly |
Annually |
Monthly |
Monthly |
SERVICE CHARGES |
$1.00
(18 & Under No Fee) |
None |
$4.00 |
$6.00 |
PER ITEM CHARGE |
$1.00 per Withdrawal Over 10 |
$5 per Withdrawal |
$15 per Debit Transaction Over 6 (note 1) |
$15 per Debit Transaction Over 6 (note 1) |
STATEMENT GENERATED |
Quarterly |
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Monthly |
Monthly |
OTHER FEATURES |
Deposit Tickets FREE *** |
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Deposit Tickets FREE *** |
Deposit Tickets FREE *** |
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| note 1: Transacations defined as you may take 6 transfers from your account during a statement cycle, only 3 may be third party payment. A fee of $15 per check will be charged over these limites. Repeated offenses to the 6 transfer limitation will result in dishonoring of items and account closure. |
| * Denotes account which can be accessed with a Visa Debit Card |
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| ** Fees may affect APY |
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| *** Some restrictions may apply |
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