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TYPE OF ACCOUNT |
HERITAGE STATEMENT SAVINGS
* Note 1 |
HERITAGE CHRISTMAS CLUB
Note 1
|
HERITAGE MONEY MARKET SAVINGS
Note 1
|
|
INTEREST RATE INFORMATION |
Variable |
Variable |
Variable Based on Balance |
|
TERM OF THE ACCOUNT |
None |
None |
None |
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MINIMUM BALANCE |
$100 to Avoid Service Charge |
None |
$1,000 to Avoid Service Charge |
|
INTEREST COMPUTATION METHOD |
Daily Balance Method ** |
Daily Balance Method ** |
Daily Balance Method ** |
|
ADDITIONAL DEPOSITS |
Yes |
Yes |
Yes |
|
INTEREST
PAID |
Monthly |
Annually |
Monthly |
|
SERVICE CHARGES |
$2.00
(18 & Under No Fee) |
None |
$4.00 |
|
PER ITEM CHARGE |
$2.00 per
Withdrawal Over 10
|
$5 per Withdrawal |
$15 per Debit Transaction Over 6 |
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STATEMENT GENERATED |
Quarterly |
-
|
Monthly |
|
OTHER
FEATURES |
-
|
-
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Deposit Tickets FREE *** |
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| Note 1: Limitations on frequency of transfers - During any calendar month or
statement cycle of at least four weeks, you may not make more than six
withdrawals or transfers to another account of yours or to a third party by
means of a preauthorized or automatic transfer or telephone order or
instruction. If you exceed the transfer limitations set forth above in any
statement period, your account will be subject to closure by the financial
institution. |
| * Denotes account which can be accessed with a Visa Debit Card |
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| ** Fees may affect APY |
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| *** Some restrictions may apply |
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