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Ohio Heritage Bank understands the importance of protecting the privacy of our customers and others who visit our Web site. We consider any personal information you may supply to us to be confidential, and we are committed to using this information solely for the purpose of providing you with superior service and convenient access to the right products and services.

We take our commitment to safeguarding customer information seriously, which is why we have implemented the following policies and procedures:

Your privacy is considered in all aspects of our business. Ohio Heritage Bank limits employee access to personally identifiable information to those with a business reason for knowing such information. Ohio Heritage Bank stresses the importance of confidentiality and customer privacy in the education of its employees. Ohio Heritage Bank also takes appropriate disciplinary measures to enforce employee privacy responsibilities.

Ohio Heritage Bank collects, retains, and uses customer information only where we believe it is useful (and allowed by law) in administering Ohio Heritage Bank business and to provide products, services, and other opportunities to our customers. We may share information with an outside company that assists us in providing customers with products and services. These companies act on our behalf and are also obligated to keep the information that we provide them confidential. We do not share personal information or consumer reports with unrelated companies for any purpose other than verification, and we do not share, rent, or sell information to any unrelated companies for their independent use.

Ohio Heritage Bank does exchange information about our customers to reputable information reporting agencies, in accordance with standard banking industry practice, to maximize the accuracy and security of such information and to verify the existence and condition of customers’ accounts. We also provide specific customer information when required by law, regulation, or court order and to third party litigants when required by lawful judicial process or court order.

Ohio Heritage Bank is committed to fully complying with the laws and regulations, such as the Fair Credit Reporting Act and Right to Financial Privacy Act that have been established to protect the confidentiality of customer information. If we obtain and use information from a third party such as a consumer report, we will notify you. You are entitled to request credit reporting agencies to remove your name from lists supplied to us.

We collect information regarding each visit to our Web site. This information helps us to evaluate and improve our site. Information that could be collected includes domain name, date and time visited, pages visited and more similar data. This information does not identify you personally but allows us to review traffic on our site. We do collect e-mail addresses from customers who communicate with us via e-mail. We may respond back to you via e-mail or contact you via e-mail with information, products and services and special promotions. If you would like your e-mail removed from our list, please contact us at:

Ohio Heritage Bank
Attn: Heritage Online
PO Box 1000,
Coshocton, OH 43812.

Ohio Heritage Bank or contracted third parties may store information in a small text file, called a "cookie," on your hard disk. Cookies contain information about you and your preferences. Only the information that you provide, or the choices you make while visiting a Web site, can be stored in a cookie. (You can set your web browser to inform you when "cookies" are being placed on your hard disk or to prevent "cookies" from being placed.)

Ohio Heritage Bank continues to monitor and review the privacy measures that it has in place to protect customer information. These measures are updated as practices change and new technology becomes available.