TYPE OF ACCOUNT |
HERITAGE THRIFTY CHECKING
* |
HERITAGE TRADITIONAL CHECKING
* |
HERITAGE RELATIONSHIP CHECKING
* |
HERITAGE INTEREST CHECKING
* |
HERITAGE GOLDEN ACCOUNT (OVER 50)
* |
HERITAGE PRIME INTEREST CHECKING
* |
INTEREST RATE INFORMATION |
No Interest |
No Interest |
No Interest |
Variable Based on Balance |
Variable Based on Balance |
Variable Based on Balance |
TERM OF THE ACCOUNT |
None |
None |
None |
None |
None |
None |
MINIMUM BALANCE |
None |
$400 to Avoid Service Charge |
None (note 1) |
$450 in Checking or $2,500 Combined (note 2) To avoid service chg |
$450 in Checking or $2,500 Combined (note 2) To avoid service chg |
$5,000 in Checking |
INTEREST COMPUTATION METHOD |
No Interest |
No Interest |
No Interest |
Daily Balance Method ** |
Daily Balance Method ** |
Daily Balance Method ** |
ADDITIONAL DEPOSITS |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
INTEREST PAID |
No Interest |
No Interest |
No Interest |
Monthly |
Monthly |
Monthly |
SERVICE CHARGES |
None |
$4.00 |
None |
$5.00 |
$5.00 |
$6.00 |
PER ITEM CHARGE |
$.40 per Debit Transaction |
Over 30 Items $.30 per Item |
None |
Over 40 Items $.30 per Item |
Over 40 Items $.30 per Item |
Over 50 Items $.20 per Item |
STATEMENT GENERATED |
Monthly |
Monthly |
Monthly |
Monthly |
Monthly |
Monthly |
OTHER FEATURES |
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First Order of Checks FREE *** |
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Check Order FREE *** |
First Order of Checks FREE *** |
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note 1: Maintain direct deposit, deposit account with a minimum balance of $450.00 or loan. |
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note 2: Combined is defined as daily balance in certificates of deposit and savings added together. |
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* Denotes account which can be accessed with a Visa Debit Card |
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** Fees may affect APY |
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*** Some restrictions may apply |
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