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Personal Checking Information

TYPE OF ACCOUNT
HERITAGE RELATIONSHIP CHECKING
*
HERITAGE INTEREST CHECKING
*
HERITAGE GOLDEN ACCOUNT (OVER 50)
*
INTEREST RATE INFORMATION
No Interest
Variable Based on Balance
Variable Based on Balance
TERM OF THE ACCOUNT
None
None
None
MINIMUM BALANCE
None
$450 in Checking or $2,500 Combined (note 1) To avoid service chg
$450 in Checking or $2,500 Combined (note 1) To avoid service chg
INTEREST COMPUTATION METHOD
No Interest
Daily Balance Method **
Daily Balance Method **
ADDITIONAL DEPOSITS
Yes
Yes
Yes
INTEREST PAID
No Interest
Monthly
Monthly
SERVICE CHARGES
None
$5.00
$5.00
PER ITEM CHARGE
None
Over 40 Items $.30 per Item
Over 40 Items $.30 per Item
STATEMENT GENERATED
Monthly
Monthly
Monthly
OTHER FEATURES
-
-
Check Order
FREE ***
 
note 1: Combined is defined as daily balance in certificates of deposit and savings added together.
* Denotes account which can be accessed with a Visa Debit Card
** Fees may affect APY
*** Some restrictions may apply

 


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