Ohio Heritage Bank

Business Savings Information

TYPE OF ACCOUNT	HERITAGE BUSINESS STATEMENT SAVINGS Note 1	HERITAGE BUSINESS MONEY MARKET SAVINGS Note 1
INTEREST RATE	Variable Rate	Varibale Rate Based Upon Balance
BALANCE COMPUTATION METHOD	Daily Balance Method	Daily Balance Method
SERVICE CHARGE	$2.00	$4.00
PER ITEM DEPOSITED CHARGE	No Charge	No Charge
STATEMENT GENERATED	Quarterly	Monthly
PER CHECK WRITTEN	No Charge	Over 6 Items $15.00 per Item
MINIMUM BALANCE	$100 to Avoid Service Charge	$1,000 to Avoid Service Charge

Note 1: Limitations on frequency of transfers - During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.