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Business Checking Information

TYPE OF ACCOUNT
HERITAGE BUSINESS CHECKING
HERITAGE BUSINESS INTEREST CHECKING
HERITAGE PUBLIC FUNDS CHECKING
INTEREST RATE

Variable Rate *Earnings Credit
(note 1)

Variable Rate
Variable Rate
BALANCE COMPUTATION METHOD
Daily Balance Method
Daily Balance Method
Daily Balance Method

SERVICE CHARGE

$0.00

With Emailed Statement

Otherwise $4.00

$5.00
$5.00
PER ITEM DEPOSITED CHARGED
No Charge
No Charge
No Charge
STATEMENT GENERATED
Monthly
Monthly
Montly
PER CHECK WRITTEN

Up to 200 Items

NO CHARGE

Over 200 Items

$0.12/Item

Over 40 Items $.30 per Item
Over 40 Items $.30 per Item
MINIMUM BALANCE
None
$450 to Avoid Service Charge
$450 to Avoid Service Charge
note 1: Earnings credit is calcluated by multiplying the daily collected balance less 10% reserve requirement times the rate.


 


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